body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: #f8fafc;
  color: #111827;
  line-height: 1.65;
}

a { color: inherit; text-decoration: none; }

.nav {
  background: #0f172a;
  color: white;
  border-bottom: 1px solid rgba(255,255,255,.08);
}

.nav-inner, .wrap {
  max-width: 1120px;
  margin: 0 auto;
  padding: 22px;
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.brand { font-weight: 900; font-size: 1.2rem; }
.brand span { color: #60a5fa; }

.hero {
  background: #0f172a;
  color: white;
  padding: 72px 22px;
}

.hero-grid {
  max-width: 1120px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 42px;
  align-items: center;
}

.eyebrow {
  color: #f59e0b;
  text-transform: uppercase;
  letter-spacing: .08em;
  font-size: .78rem;
  font-weight: 900;
}

h1 {
  margin: 14px 0 18px;
  font-size: clamp(2.4rem, 6vw, 4.6rem);
  line-height: 1.04;
  letter-spacing: 0;
}

h2 {
  font-size: clamp(1.8rem, 4vw, 2.7rem);
  line-height: 1.12;
  margin: 0 0 14px;
}

h3 { margin: 0 0 10px; font-size: 1.15rem; }

.lead {
  color: #cbd5e1;
  font-size: 1.18rem;
  max-width: 680px;
}

.cta {
  display: inline-flex;
  margin-top: 26px;
  background: #f59e0b;
  color: #111827;
  font-weight: 900;
  border-radius: 16px;
  padding: 15px 22px;
  box-shadow: 0 16px 42px rgba(245,158,11,.25);
}

.panel {
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.13);
  border-radius: 22px;
  padding: 24px;
}

.panel ul, .card ul { margin: 0; padding-left: 20px; }
.panel li, .card li { margin: 8px 0; }

.band {
  padding: 70px 22px;
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.card {
  background: white;
  border: 1px solid #e5e7eb;
  border-radius: 18px;
  padding: 22px;
  box-shadow: 0 18px 50px rgba(15,23,42,.06);
}

.muted { color: #64748b; }

.steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.step {
  background: #fff;
  border: 1px solid #e5e7eb;
  border-radius: 18px;
  padding: 18px;
}

.faq-list {
  display: grid;
  gap: 12px;
  margin-top: 22px;
}

.faq-item {
  background: #fff;
  border: 1px solid #e5e7eb;
  border-radius: 18px;
  padding: 18px;
}

.faq-item strong {
  display: block;
  margin-bottom: 6px;
}

.num {
  color: #2563eb;
  font-weight: 900;
  font-size: 1.5rem;
}

.footer {
  background: #020617;
  color: #94a3b8;
  padding: 36px 22px;
}

.footer a { color: #e2e8f0; }

@media (max-width: 820px) {
  .hero-grid, .grid, .steps { grid-template-columns: 1fr; }
  .hero { padding-top: 46px; }
  .nav-inner { align-items: flex-start; flex-direction: column; }
}